Answering Your Questions About Annuities

Do you find yourself researching annuities with retirement income in mind only to find confusing answers or conflicting answers? We’d like to help. We identified the top 9 questions our clients ask.   Can I lose money? No, immediate fixed and fixed index annuities are guaranteed. Your principal is protected.   Will I pay a lot of fees? No, unlike …

Galiceno Horse Breeders Association, A Cause Near to our Hearts!

Galiceno Horse Breeders Association, A Cause Near to our Hearts! The “Big” Little Horse! Although small in stature compared to the average horse, the Galiceno is extremely hardy with an abundance of natural courage and stamina. It is nothing for him to carry an adult for a day’s ride and still be less spent than many a larger horse. And, …

Retirement Income Planning

Retirement Income Planning At our age, we need planning with certainty. A strategy for retirement income. A study conducted by Milliman Inc., (an independent actuarial firm), suggests outcomes of popular retirement income strategies. Most of the time the strategy used to build your nest egg is not the best strategy in retirement. When working, your income allows one to ride …

Hello, I am Andre Zaal

I have been helping people plan for their retirement and build strong financial futures for many years. And like many people, I put in a fair amount of work hours each week. I’m fortunate at the end of the day to feel that I have connected with my clients on an individual basis to help them achieve their financial goals. …